Money saving strategies

Whether buying your home or refinancing we will review money saving strategies and match you to the right home loan.”

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Navigate the home loan process

We will help you navigate the home loan process, from application through loan funding and obtaining your house keys!

Moving in

Moving in

Loan Pre-Approval

With our Loan Pre-Approval we will help you realize your vision of buying the home of your dreams.

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Contact Bert Morrison Now!

Whatever your lending needs, I can help.You can reach me at 858-485-6100 or via e-mail at bmorrison@envoymortgage.com. I look forward to serving you.

My Objectives in Serving You!

Bert Morrison

Bert Morrison

My goal is to listen to you and to learn about your financial goals over the nearer and longer term and then to match you to the home loan that helps to fulfill your goals. Whether you are looking for a purchase or refinancing, I will help position you with the right home loan. I work with a full menu of conventional, FHA, VA and “jumbo” conventional mortgage financing. I am a strong proponent of financial planning and literacy. I am a long-time member of the Financial Planning Association of San Diego and have hosted my own radio program on KPRZ and have conducted numerous seminars and forums on the home-buying process, mortgage qualification and credit scoring. I welcome the opportunity to serve you!

Recent Blog Posts

  • Mortgage Rates “Treading Water” for now

    The financial markets, including the mortgage market, have been through a LOT this past few months -especially recently. We have seen the ongoing “Greek tragedy” play out where not paying national bills on time has been rewarded……..for now, and the fact that there has been an agreement between Greece and the EU has helped calm the markets at this time. …

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  • What is GOING ON with the mortgage market?

    Well, a whole lot! There is both danger and opportunity within the current financial markets. The markets in general are being stressed in various ways by the on-going Greek drama (is Greece going bankrupt? Will the EU throw another lifeline to Greece? Will Greece leave the EU?) and also by the Chinese stock meltdown. The Chinese stock market is really …

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  • Greek and World Monetary Instability Buffet Mortgage Rates

    The Greek crisis has been roiling for some time but is coming to some type of conclusion. There is a lot of uncertainty in the air about exactly what will happen. Will Greece stay in the EU? Will it go off on its own? Only time will tell…….and we could know the answers shortly. The Greek people, in a referendum, …

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  • Jumbo Loan Rates Head South

    Mortgage rates in general are once again headed downward over the past several weeks – this is great news for homeowner’s and prospective borrowers. It is also great news for people with “Jumbo” home loans. There are two basic types of “Jumbo” home loans these days: “Fannie Mae Jumbo” and “Regular” (for lack of a better term) Jumbo loans. “Fannie …

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