Money saving strategies

Whether buying your home or refinancing we will review money saving strategies and match you to the right home loan.”

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Navigate the home loan process

We will help you navigate the home loan process, from application through loan funding and obtaining your house keys!

Moving in

Moving in

Loan Pre-Approval

With our Loan Pre-Approval we will help you realize your vision of buying the home of your dreams.

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Contact Bert Morrison Now!

Whatever your lending needs, I can help.You can reach me at 858-485-6100 or via e-mail at bmorrison@envoymortgage.com. I look forward to serving you.

My Objectives in Serving You!

Bert Morrison

Bert Morrison

My goal is to listen to you and to learn about your financial goals over the nearer and longer term and then to match you to the home loan that helps to fulfill your goals. Whether you are looking for a purchase or refinancing, I will help position you with the right home loan. I work with a full menu of conventional, FHA, VA and “jumbo” conventional mortgage financing. I am a strong proponent of financial planning and literacy. I am a long-time member of the Financial Planning Association of San Diego and have hosted my own radio program on KPRZ and have conducted numerous seminars and forums on the home-buying process, mortgage qualification and credit scoring. I welcome the opportunity to serve you!

Recent Blog Posts

  • Jumbo Loan Rates Head South

    Mortgage rates in general are once again headed downward over the past several weeks – this is great news for homeowner’s and prospective borrowers. It is also great news for people with “Jumbo” home loans. There are two basic types of “Jumbo” home loans these days: “Fannie Mae Jumbo” and “Regular” (for lack of a better term) Jumbo loans. “Fannie …

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  • Mortgage Interest Rates are going UP and DOWN – got that?

    I have been predicting higher interest rates for some time now but I am slowly changing my mind. If you are considering buying a home or refinancing time may very well be on your side. We have all been hearing that a) the economy is improving and b) the unemployment rate is down and c) the Federal Reserve is no …

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  • Mortgage Rates Lower and Fannie Mae announces 2015 Loan Amounts

    We have had a good couple of weeks! Gas prices keep going down and now we can actually purchase gas for less than $3.00 per gallon – voila! And, with domestic production up and OPEC keeping the spigots open, we may be paying considerably less for gas in the immediate future. Why this on a mortgage blog? Because the price …

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  • Money Saving Ideas -or, How to Save Money and Build Assets

    The typical person wastes a great deal of money during the course of every month. Here are some practical (meaning very doable) ideas that can help your bottom line and help you materially build savings and assets. Here are some ideas gleaned from the website DailyFinance.com: * Skip the coffee shop! ( I have done this and it adds up!) …

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