Money saving strategies

Whether buying your home or refinancing we will review money saving strategies and match you to the right home loan.”

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Navigate the home loan process

We will help you navigate the home loan process, from application through loan funding and obtaining your house keys!

Moving in

Moving in

Loan Pre-Approval

With our Loan Pre-Approval we will help you realize your vision of buying the home of your dreams.

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Contact Bert Morrison Now!

Whatever your lending needs, I can help.You can reach me at 858-485-6100 or via e-mail at bmorrison@envoymortgage.com. I look forward to serving you.

My Objectives in Serving You!

Bert Morrison

Bert Morrison

My goal is to listen to you and to learn about your financial goals over the nearer and longer term and then to match you to the home loan that helps to fulfill your goals. Whether you are looking for a purchase or refinancing, I will help position you with the right home loan. I work with a full menu of conventional, FHA, VA and “jumbo” conventional mortgage financing. I am a strong proponent of financial planning and literacy. I am a long-time member of the Financial Planning Association of San Diego and have hosted my own radio program on KPRZ and have conducted numerous seminars and forums on the home-buying process, mortgage qualification and credit scoring. I welcome the opportunity to serve you!

Recent Blog Posts

  • Warren Buffet’s Advice and Where to Shop for Less

    Well, I do not always agree with the “Wizard of Omaha” but this time I do (maybe I SHOULD always agree with him as he is the zillionaire!) Anyway he was quoted recently (and I paraphrase) that now is a TERRIFIC time to buy or to refinance due to the low cost of mortgage credit. He noted that if “you …

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  • Topsy Turvy Market and Apples!

    I think we are in for a wild ride -both in the economy and with interest rates. The reasons are many- real and growing weakness in the European economies and even in China. And what about those oil prices?? For whatever reason our friends the Saudis are priming the pump and this is causing a steep drop in oil prices- …

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  • Mortgage Rates Retreat!

    Well, we have seen this movie before: all the “pundits” call for higher rates and we see a big rally in mortgages. That is what is occurring at this time. The 10 Year Treasury Bond has seen its yield drop to 2.33% today – a reduction of about .25 over just a few days – and this has caused mortgage …

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  • Ben Bernanke’s Mortgage Woes plus Update on Mortgage Market Rates

    Well if you get turned down for a mortgage you are now in good company! Ben Bernanke, the Fed Chairman until recently, was turned down for a mortgage loan – how about that? I don’t know the reasons why, but it is still true that many people who are well-off are unable to obtain mortgages due to the present “rules” …

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